Thursday, September 11, 2014

5 Fall Budgeting Tips

With Fall quickly approaching, I have started to make updates to my wardrobe. As a working girl, it has always been important for me to budget my expenses. Over the past few years, I have come up with a few little tricks to make both my closet and bank account happy. I hope that you will find this just as helpful as it has been for me! xx

1. Make a list and check it twice: Take inventory of what you have in your closet. List items you need for the season and then add in a few pieces that would be "nice" to have. Also, consider events that are coming up on your calendar. Budget in things like, a wedding guest dress or a vest for an upcoming ski trip. Try your best to stick to the list. It has always been difficult for me to resist buying that extra tank top or embroidered headband at the checkout line but, you may be surprised how quickly those purchases add up.

2. Do your research: Take the time to explore your favorite retailers. One site may be offering free shipping and returns, while another might have the boots you can't get your mind off of on sale! Save your favorite items to the shopping cart feature. Some sites even offer a "Wish List" option.

3. Splurge on the essentials: If it is something basic, classic or that I will wear for years to come, I generally do not second guess my purchase. However, also take advantage of certain sales to stock up on these items. The Shopbop and J.Crew sales are my favorite examples of this!

4. Less is more: Personally, I would rather have a small closet of items that are of good quality and I love instead of a large variety of items that do not hold up as well. In addition, I find it to be much easier to get dressed when you know exactly what you have in your closet. Best of all, it may give you a few extra hits on the snooze button in the morning!

5. Always have "saving" on your mind: Since I was a little girl my parents placed more emphasis on experiences together, than spending on material things. They instilled in me that saving for travel, maintaining a "rainy day" fund for unplanned emergencies, and giving back to others should take priority. Don't get me wrong, I love a nice handbag; but the fun memories from a vacation spent with loved ones or money donated to a cause close to your heart will always mean more than any material thing.

Shop the post and other Fall favorites on my list below:

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